Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

If your goal is peace of mind, paying what's owed can feel like a weight lifted. You eliminate collection calls and remove ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...

This article was paid for by Freedom Debt Relief. A debt settlement company can help you find relief from overwhelming debt payments, debt collectors and mounting fees. But not all of these companies ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

As American consumers continue to face historically high levels of personal debt, the need for qualified and properly trained debt settlement professionals has never been greater. With the average ...

Credit card debt is a common challenge, which means (luckily) there are a lot of tools out there for overcoming it.

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...