Deciding whether to purchase long-term care insurance in your 50s may be a relatively easy decision to make. At that age, insurance premiums may still be affordable, and at a younger age, you're more ...

The U.S. Department of Health and Human Services (HHS) recently released some sobering news for Americans regarding long-term care. The news, which resulted from an analysis of risks related to ...

As you age, your need for assistance, whether it be at home or in a nursing home or assisted living facility, increases. Given the prevalence of long-term care services being required, it's no ...

Forbes contributors publish independent expert analyses and insights. John Samuels is the Founder/CEO of Wellworth healthcare advisory firm. Time is running out to prepare for America’s caregiving ...

Demand and costs for care are rising at the same time that a labor shortage threatens to worsen. How can you plan for this need now? By Mark Miller Samir Shah is a forecaster — but he’s an expert on ...

I often talk about “bucketing”—structuring a portfolio based on anticipated spending needs—in relation to overall retirement spending. Parking near-term spending needs in cash, intermediate-term ...

Dear Toni: I am retiring in January, when I turn 70 and my wife, Sharon, will be 66. I have heart issues with atrial fibrillation, and Sharon is a diabetic. Last month, we each applied for a long-term ...

Long-term care is expensive but one way to protect some of your assets is to buy private insurance. There are two general ways to get covered, said Jesse Slome, director of The American Association of ...

If you think you’ve saved enough for retirement, you may not be thinking about long-term care. The long-term care industry serves people who cannot perform everyday activities, like dressing or eating ...

If you read my work regularly, you know that I’m a little bit obsessed with the topic of long-term care, not just how to pay for it, but also all the other dimensions of it, like the impact on ...

Over half of seniors will need help with eating, getting dressed or other basic activities at some point, according to the U.S. Department of Health and Human Services, and the cost of help continues ...

The unrelenting surge in health care costs is making long-term care a critical piece of retirement planning, advisors say. Medical care costs in August were up 4.2% on an annualized basis, according ...