A pending transaction is a charge that shows up on your credit card statement but hasn't been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

Canceling a credit card sounds simple -- call the issuer, close the account, done. But depending on which card you close and when, your credit score could take a big hit. The good news: With a little ...