What does the RBI monetary policy say on India’s GDP growth and inflation outlook? What does the decision to keep repo rate at 5.25% mean for your loan EMIs, fixed deposit and mutual fund investments?

The Reserve Bank of India (RBI) kept the repo rate unchanged at 5.25% in its first monetary policy announcement of 2026, in line with broad market expectations.

Headline inflation during November and December remained below the tolerance band of the inflation target. The revised ...

As banks reduce their lending rate, following the RBI’s rate cuts, the principal component of EMI increases month-on-month, thereby affecting the overall loan tenure.

Home loan interest rates and monthly EMIs are affected by a combination of monetary policy, lender pricing, and overall ...

According to experts, developers, investors and homebuyers benefit from steady borrowing costs, improved planning visibility ...

HDFC Bank has lowered its Marginal Cost of Funds-based Lending Rates by 5 basis points on specific loan tenures. This change ...

While a majority of economists believe the central bank will be cautious in its approach, factors including a stronger rand against a weak US dollar could work in consumers' favour.

All of the usual factors, notably your risk profile, will still be at play. But the enhanced transparency could conceivably lead to lower rates in some cases as the reform would mean that banks have ...