Most recently, Vanguard began offering employees regular payouts within 401(k) plans. An in-plan annuity lets workers ...

One of ACLI’s proposals would require defined contribution plans to offer an annuity option. Under the framework outlined to ...

Marking its first new target-date addition in two decades, Vanguard’s new CITs offer 401(k) participants another option in ...

As Michael Corleone said in the very underrated “The Godfather Part III”, “Just when I want to get out, they keep bringing me back in.” Since 401(k) plans are not subject to the joint and survivor ...

Nationwide’s latest research finds that 76% of investors with annuities expect to retire when they want, compared to just 49% ...

A guide to immediate, deferred, fixed, variable and joint-life annuities, and how to match them to your retirement needs.

A recent paper from the National Bureau of Economic Research explored a guaranteed payout path involving defaulting 20% of a retiree’s assets greater than a certain threshold into an immediate annuity ...

When a plan administrator selects an insurer to provide annuities for a retirement plan subject to ERISA, it is engaging in a fiduciary act that must be conducted prudently. Mistakes in this process ...

Responses from a select group of retirement plan participants show that in-retirement-plan annuity options may be gaining favor, with providers potentially finding traction by leaning into “pension ...

When retirement planning with a client, the transition from the accumulation phase (where the focus is on building wealth) to the decumulation phase (where the focus shifts to using that wealth to ...

I drive a Chevy Volt, frequent public transportation and bike to work when the weather allows. I’m conservative in my spending and investing and relatively immune to fads. I won’t be baited into ...