Provides time series of all monthly MBOS data, including diffusion indexes and components (percentage of firms reporting increases, no change, decreases), both seasonally adjusted and nonseasonally ...

Economic Insights — A central bank digital currency may be the next big thing in personal banking. Daniel Sanches evaluates the costs and benefits of this new technology for individuals, banks, and ...

Our community development data sets show metrics around key indicators of financial well-being in the Third District and the U.S. This information informs policy, decision making, and investment in ...

WP 23-02 – A large amount of private money can be created through banks’ lending activities. This paper provides some empirical evidence for the banks’ role in money creation. Relying on theories in ...

To support the growth of an inclusive economy, we work with low- and moderate-income communities to increase access to credit, quality jobs, education, and housing. We also help financial institutions ...

The Federal Reserve Bank of Philadelphia is hosting the Conference on Real-Time Data Analysis, Methods, and Applications in Macroeconomics. The conference brings together leading researchers in ...

This article offers a look at consumer debt conditions across Delaware, New Jersey, and Pennsylvania, using Consumer Credit Explorer data through Q2 2026. Share New data from the Federal Reserve Bank ...

This article shares key findings on adoption of artificial intelligence from the Federal Reserve’s Small Business Credit Survey for Delaware, New Jersey, and Pennsylvania — the three states of the Fed ...

The entire time-series history for each vintage (column) is available to the public at the vintage date shown in the column header.

This report is part of a quarterly series on key observations from the Labor, Income, Finances, and Expectations (LIFE) Survey. Data from the survey provide insight into consumers’ recent financial ...

Total large bank credit card balances continued to grow in the second quarter of 2026, while balances carried over from month to month (revolving balances) increased more slowly, suggesting that ...

The South Jersey Business Survey is a quarterly survey of business establishments located in the South Jersey region. The survey group consists of members of the Chamber of Commerce Southern New ...