The nation’s largest mortgage lender just got rid of its minimum credit score requirement on most home loans. The move is ...
If you’re thinking about selling your home, you might be curious what kind of proceeds you’ll receive. My cost to sell a home calculator can give you a better idea of what you could walk away with. It ...
We got a rare winning day for mortgage rates yesterday thanks to what seemed like renewed interest in bonds. The global bond selloff has been brutal for mortgage rates, but at a certain point things ...
If you’ve ever looked at a mortgage rate chart, you’ll see that mortgage rates experienced a double-top in the early 1980s. That’s when mortgage rates… Read More »Mortgage Rates Could Top Out at 8.88% ...
When shopping for a home loan, you may come across the term “risk-based pricing”. It’s a method the mortgage industry uses to measure risk and deliver appropriate interest rates based on a borrower’s ...
There are a variety of different types of mortgage lenders out there that originate home loans, from small mom and pop shops that only offer mortgages to institutional, dare I say too-big-to-fail ...
Below is a list of “mortgage help” topics I feel are beneficial to anyone thinking about buying real estate, getting a mortgage, currently going through the mortgage process, or even those who already ...
A “mortgage rate lock” is essential to ensure you actually receive the interest rate you are quoted by a bank or mortgage broker. When you purchase real estate or refinance an existing mortgage, ...
If you own real estate and are considering making extra mortgage payments, the “early mortgage payoff calculator” below could be helpful in determining how much you’ll need to pay and when to meet a ...
Let’s talk mortgage stocks for a moment, shall we? During the early and mid 2000s, the housing market was on fire in the United States. As a result, the mortgage industry expanded at an unheard of ...
Rocket Mortgage announced today that it will soon default to VantageScore 4.0 instead of the FICO score it relied upon for years. The switch is expected to take place in the fourth quarter of 2026 and ...
One interesting aspect of the home loan process is the sheer number of individuals you’ll work with along the way. You don’t just speak to a salesperson and call it a day. Lots of people are involved ...