When shopping for a home loan, you may come across the term “risk-based pricing”. It’s a method the mortgage industry uses to measure risk and deliver appropriate interest rates based on a borrower’s ...

Below is a list of “mortgage help” topics I feel are beneficial to anyone thinking about buying real estate, getting a mortgage, currently going through the mortgage process, or even those who already ...

We got a rare winning day for mortgage rates yesterday thanks to what seemed like renewed interest in bonds. The global bond selloff has been brutal for mortgage rates, but at a certain point things ...

If you’re thinking about selling your home, you might be curious what kind of proceeds you’ll receive. My cost to sell a home calculator can give you a better idea of what you could walk away with. It ...

The nation’s largest mortgage lender just got rid of its minimum credit score requirement on most home loans. The move is ...

Mortgage rates feel pretty hopeless right now. They’ve risen from sub-6% to the mid-7s in just the past six months. With a meteoric rise over the past month, climbing nearly a full percentage point.

Rocket Mortgage announced today that it will soon default to VantageScore 4.0 instead of the FICO score it relied upon for years. The switch is expected to take place in the fourth quarter of 2026 and ...

If you’re curious if your loan amount puts you into jumbo loan territory, my jumbo mortgage calculator should be of some use. It will determine if you’re above or below the conforming loan limit for ...

One of the most important steps you can take when obtaining a home loan is mortgage rate shopping. Most home buyers (and those looking to refinance) don’t even bother to do it. Studies show they only ...

Just when it appeared that mortgage rates were chipping away, they’re back to new highs. And not just any old highs, but the highest highs since President Trump took office for his second term. The ...

Every day, we fret about small changes in mortgage rates, even if it amounts to just a handful of basis points. The 30-year fixed climbed from 7.17% to 7.22%! Oh no! Meanwhile, there are lenders out ...