Another benefit of having an 800 credit score is access to higher credit limits. Not only do higher credit card limits increase your purchasing power, but they can also make it easier to maintain a ...

You can boost your credit score in a short time with the proper strategies and self-discipline. Here are five efficient ways ...

Experian explores the characteristics of U.S. consumers with exceptional credit scores of 800 and higher.

A credit score of 800 means you have an exceptional credit score, according to Experian. According to a report by FICO, only 23% of the scorable population has a credit score of 800 or above.

But only 21% of people with a FICO credit score have an 800 or above, according to a FICO report. Though it’s possible to get a perfect credit score, perfect isn’t permanent in this case.

Experian Exceptional Credit More Common in Northern States Above-average may be selling Minnesotans short—nearly one-third of state residents have an exceptional credit score.

Just getting your credit score over 800 — officially an excellent credit score — gives you the same advantages and benefits that come with a perfect credit score.

Experian explores the characteristics of U.S. consumers with exceptional credit scores of 800 and higher.

This means paying off your balances in full regularly. According to Experian, people with credit scores of 800 have a credit utilization ratio of around 7.7 percent.

But according to Experian data captured as 2023 came to a close, nearly 22% of consumers have a FICO Score in the highest credit score range—800 to 850.