Several insurers in multiple states offer pay-as-you-go car insurance, which allows drivers to pay for coverage based on their actual driving habits. While this model can reduce premiums for ...

Telematics uses technology to track how people drive and how often they use their vehicles. In auto insurance, it’s the backbone of usage-based insurance, sometimes called pay-as-you-drive, ...

Increasingly, Big Data – make that Big Brother? – is in the front seat of your car, and is affecting how much you pay for auto insurance. In theory, “usage-based” or “pay-as-you-drive” insurance ...

Pay-as-you-drive, or behavior-based insurance, sets premiums based on how safely someone drives. Like other telematics models, it uses apps or connected devices to track data like speed, hard braking, ...