If you have an adjustable-rate mortgage, your interest rate may vary from month-to-month, or year-to-year, based on the index associated with your home loan. It is not fixed, like the 30-year fixed ...

The nation’s largest mortgage lender just got rid of its minimum credit score requirement on most home loans. The move is ...

If you’re thinking about selling your home, you might be curious what kind of proceeds you’ll receive. My cost to sell a home calculator can give you a better idea of what you could walk away with. It ...

There are a variety of different types of mortgage lenders out there that originate home loans, from small mom and pop shops that only offer mortgages to institutional, dare I say too-big-to-fail ...

Below is a list of “mortgage help” topics I feel are beneficial to anyone thinking about buying real estate, getting a mortgage, currently going through the mortgage process, or even those who already ...

When shopping for a home loan, you may come across the term “risk-based pricing”. It’s a method the mortgage industry uses to measure risk and deliver appropriate interest rates based on a borrower’s ...

If you own real estate and are considering making extra mortgage payments, the “early mortgage payoff calculator” below could be helpful in determining how much you’ll need to pay and when to meet a ...

A “mortgage rate lock” is essential to ensure you actually receive the interest rate you are quoted by a bank or mortgage broker. When you purchase real estate or refinance an existing mortgage, ...

I was looking at ICE’s most recent Mortgage Monitor Report when something struck me. In their rate distribution chart of recent mortgages, I noticed a super wide range of rates during the year 2022.

Mortgage rates aren’t so low these days. In fact, they’ve basically doubled since early 2022. While this clearly isn’t great news for aspiring home buyers or those looking to refinance, it has opened ...

One interesting aspect of the home loan process is the sheer number of individuals you’ll work with along the way. You don’t just speak to a salesperson and call it a day. Lots of people are involved ...

Like the year before, United Wholesale Mortgage (UWM) was the top mortgage lender in 2024. It marked their second year as the top dog, beating out their crosstown rival Rocket Mortgage yet again.