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Top-Up Hack
3:09
Why I Stopped Making Debt Payments: A Personal Finance Story
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Discover the lesser-known reporting agency affecting your credit: LexisNexis. Learn how it collects public record data affecting loans, insurance, and background checks. Check your report for free and take control of your credit! #LexisNexis #CreditScore #FinancialLiteracy #ConsumerReports #PublicRecords
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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A couple million in bank debt isn't leverage. It's a leash with someone else holding it. Small debt makes you owned. Big debt makes you a partner they have to work with. Think $25 million or nothing. Anything in between just leaves you exposed. Profitability erases problems. Debt just stacks a second one on top.
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Treasury and the IRS proposed rules limiting the Obamacare premium tax credit, starting in 2027, to U.S. citizens, nationals, and certain lawfully present noncitizens. Bessent said taxpayers should not subsidize people ineligible under federal law. It follows the removal of more than 760,000 unverified ACA enrollees, estimated at $2.2 billion in savings. The rules are proposed, not final.
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¿No sabes cuál producto de Nu es el ideal para ti? Te explico rápido cómo funciona la Tarjeta de Crédito Morada Nu, la Tarjeta Platino Nu y la Cuenta Nu. Si apenas vas a crear tu historial crediticio, la Tarjeta de Crédito Morada Nu es la mejor tarjeta de crédito para empezar a construir tu futuro. Si ya tienes experiencia y buscas una tarjeta de crédito sin cuota de manejo que te dé más puntos NuPlus y acceso a CDTs con tasas exclusivas, necesitas la nueva Tarjeta Platino Nu. Y si lo que quiere
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