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Don’t put all your eggs in one basket at retirement! Instead of one big living annuity, split your retirement capital into multiple smaller living annuities. This gives you flexibility to convert them into guaranteed life annuities one at a time as you age. Start with living annuities for growth and control, then systematically lock in guaranteed income when you need that security. It’s like having building blocks you can convert to certainty whenever you’re ready. #RetirementPlanning #Financial
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